Extended Liability

Additional liability protection for offshore construction, renewable energy installation and specialist ship operations.

Overview

Offshore construction and specialist ship operations can involve complex contractual and operational risks.

Our Extended Liability cover builds on standard P&I protection to provide additional cover for your specialist activities that typically fall outside normal marine insurance.

Who and what we cover

Extended Liability cover protects ships carrying out specialist operations such as:

  • Offshore construction and maintenance work

  • Windfarm installation and renewable energy projects

  • Dredging and subsea construction

  • Cable or pipeline laying

  • Piledriving and related marine construction activities

Key features

  • Structured around standard P&I insurance, either through mutual cover or fixed premium protection

  • Cover for specialist operations

  • Tailored cover to owner or operator requirements

  • Integrated legal, underwriting and claims expertise

  • Support during the entire project from contract review to claims management.

  • Support for offshore construction projects, infrastructure development and renewable energy installation

  • Expert claims and legal support

  • Global support network

  • Responsive, member-focused service

Why Extended Liability cover?

Specialist marine operations often involve contractual obligations and operational risks that are not covered by standard P&I insurance.

Extended Liability Cover helps fill these gaps, providing protection for risks that result from specialist activities.

What your cover includes

We provide Extended Liability cover alongside standard P&I insurance. It is not available as a standalone  product.

Its scope, terms and limits of cover are tailored to your specialist operation or activity and the contractual risks involved.

It does not include:

  • Failure to perform contracted services

  • Damage to contract works (usually covered under a Construction All Risks policy)

Risks covered elsewhere

Some risks remain covered under standard P&I even if specialist operations are involved, including:

- Crew injury or illness

- Oil pollution from an insured ship

Wreck removal required by law.

Additional extensions may be available to protect against specific project risks, including:

  • Contractual liability extensions

  • Extended towage cover

  • Diving liability cover

  • Non-marine crew liability

  • Construction All Risks (CAR) deductible cover

  • Liability as cargo owners during mobilisation or delivery of project assets

Each extension is based on the specific project risks involved.

Loss and incident handling

When an incident happens, getting early personal support can make all the difference. You can contact us straight away for guidance.

You'll speak directly to experienced people who understand your business and can help you decide what to do next  - without unnecessary delays or handovers.

We'll work with you to coordinate the response, bringing in local experts, surveyors, or specialist legal support where needed, so you stay in control at all times and can move forward with clarity.

Claims handling

When you make a claim, our claims team will guide you through the entire claims process and support you from start to finish. Our focus is on resolving claims quickly and fairly, so you can focus on your operations.